How access and terms work
Our legal position is simple: the terms on this page apply to the account you open with us, and local law can change how those terms work in your region. If a rule, limit, or verification step is needed for India, we apply it before the
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account moves forward. When you send details through the site, we use them only for account service, record keeping, and the legal duties described here. If your area has a different rule, the local rule takes priority over any site text. UPI, Paytm, and PhonePe appear
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in the wallet only where a payment method is available, and their presence does not change the legal terms that govern access or use.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.